Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs EAOM | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| SCHB Schwab U.S. Broad Market ETF | 0.904 | — | -15bp | $30.7B | different index | Compare |
| XVV iShares ESG Screened S&P 500 ETF | 0.890 | — | -10bp | $688M | different index | Compare |
| VEA Vanguard Developed Markets Index Fund | 0.886 | — | -12bp | $141.2B | different index | Compare |
| BUFR FT CBOE VEST FUND OF BUFFER ETFS | 0.875 | — | -18bp | $5.1B | different index | Compare |
| DYNF BLACKROCK US EQUITY FACTOR ROTATION ETF | 0.874 | — | -18bp | $42B | different index | Compare |
| SPEM SPDR Portfolio Emerging Markets ETF | 0.857 | — | -11bp | $17.9B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,131 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-05 (1,102 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-07. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.