Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs PSCT | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| KOMP State Street SPDR S&P Kensho New Economies Composite ETF | 0.864 | 4% | -9bp | $2.7B | different index | Compare |
| VBK Vanguard Small Cap Growth Index Fund | 0.871 | 1% | -22bp | $17.7B | different index | Compare |
| SCHA Schwab U.S. Small-Cap ETF | 0.870 | — | -25bp | $17.9B | different index | Compare |
| MDYG SPDR S&P 400 Mid Cap Growth ETF | 0.847 | — | -14bp | $2.9B | different index | Compare |
| SCHM Schwab U.S. Mid Cap ETF | 0.846 | — | -25bp | $11.5B | different index | Compare |
| FESM Fidelity Enhanced Small Cap Core ETF | 0.841 | — | -1bp | $916M | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,131 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-05 (1,102 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-07. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.